Vero Beach, FL Bankruptcy Attorney

As your Vero Beach, FL bankruptcy attorney, I can get you started down the path to a fresh financial start. We can file your case and get you through the process. We work with you to stop foreclosures, reduce or eliminate debt, and stop harassing calls from creditors.

Call 561-689-6789 today to speak with a Vero Beach, FL bankruptcy lawyer

We always offer our clients a free consultations

As a Vero Beach, FL bankruptcy attorney, we handle the two most common bankruptcy types: Chapter 7 and Chapter 13.

• By filing Chapter 7 liquidation, most, if not all, of your debt is eliminated.
• The law also allows for a Chapter 13 filing for individuals, which sets up a payment schedule that is based upon your ability to pay your debts.

Our Vero Beach, FL bankruptcy attorney can determine which filing is best for you. Millions of people each year declare Chapter 7. It offers debt relief to people in unfavorable financial situations. It can be especially useful for those who have a lot of unsecured debts, such as credit cards, medical bills, and personal loans.

In almost all Chapter 7 cases, an automatic stay begins immediately after starting the process, halting creditors and debt collectors in their tracks. There are certain assets that you are allowed to keep according to Florida law.

Call for the services of a Vero Beach, FL bankruptcy attorney to begin the filing process. We’ll make sure that the creditors back off.

If you are an individual or small business with an ongoing income, but need help to get aggressive creditors paid, then Chapter 13 may be your answer.

Chapter 13 is popularly called “the wage earners plan”. It has been established for those who have a stable ongoing income and can pay their debts if given enough time. It is a plan that all their creditors can agree on and for protection from the interference of aggressive creditors.

Over a period of five years, and sometimes even in as little as three years, Chapter 13 allows a person to pay off a portion of their debt, including past due payments on a home loan or car loan. Whether its 36 or 60 months depends on whether your income is above or which our legal team will fully explain to you.

Call now at 561-689-6789 for a free consultation with

a Vero Beach FL bankruptcy attorney