If you are seeking a bankruptcy law firm with competence and experience, call us immediately. We will help you to understand the complexities of this law, explain your options, and guide you through every step of the process. Debt relief is available!
Call our bankruptcy law firm today at 561-689-6789.
We offer free consultations.
Bankruptcy is an area of law that is shrouded in misinformation and misconceptions. As a result, many people who are perfect candidates for a successful case make poor decisions regarding their financial options.
Our bankruptcy law firm can help you make an informed decision. More and more Americans are turning to bankruptcy as a means of getting out from under a huge pile of debt. Each year, more than 1.5 million Americans file for protection. Overuse of credit, unemployment, loss of income and a shaky real estate market can make it impossible for many people to repay their debts.
Bankruptcy is an area of law that is shrouded in misinformation and misconceptions. As a result, many people who are perfect candidates for a successful case make poor decisions regarding their financial options.
Our bankruptcy law firm can help you make an informed decision. More and more Americans are turning to bankruptcy as a means of getting out from under a huge pile of debt. Each year, more than 1.5 million Americans file for protection. Overuse of credit, unemployment, loss of income and a shaky real estate market can make it impossible for many people to repay their debts.
Our bankruptcy law firm can give you an honest analysis of your financial situation, explain clearly the solutions available and the impact they will have. Make an informed decision. Make the call to us now. We can help you get a fresh start and a return to financial stability.
You will want to consider several important questions with the help of a bankruptcy law firm in order to find out whether filing is the right choice for you and your family:
Are you eligible? A bankruptcy law firm can help you with filing one of the two types of personal bankruptcy. Chapter 7, or liquidation, means that your assets are sold in order to pay off your creditors. Chapter 13, or reorganization, is mainly for individuals with a steady income. It can also involve the selling of assets, but more often than not you can retain a majority of your assets while your creditors' needs are assessed.
Does your debt to income ratio suggest bankruptcy as an option? Our bankruptcy law firm can help you determine your debt-to-income ratio. Paying down your debts is another way to improve your debt-to-income ratio.
Are most of your debts covered? It is important to realize that filing does not necessarily allow you to avoid paying back every kind of debt. The most common debts that cannot be discharged are child support obligations, spousal support, criminal restitution, and fines.
How will filing impact your financial situation in coming years? It can give you a fresh financial start on life and can seem very attractive to people who cannot afford to pay their bills now. However, the process is not for everyone. Call us to determine if it is right for you. Filing may affect your credit for several years, and there are other consequences that you will need to consider. We don’t hide the truth from you. We help put the law to work for you.
Call our bankruptcy law firm today at 561-689-6789.
We offer free consultations
Call us when you need a bankruptcy law firm in Delray Beach, Boynton Beach, Riviera Beach, Lake Worth, West Palm Beach, Jupiter, Port St. Lucie, and Vero Beach. The discussion on this web page is for information purposes only and does not promise an outcome of any future case handled by the Law Offices of Drake Ozment.
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