Is filing for individual bankruptcy the right thing for you to do? We will help you decide. If you are in financial trouble and need debt relief, call us immediately.
Call 561-689-6789 for information on individual bankruptcy.
We offer free consultations.
We want you to understand what individual bankruptcy is before you make a decision. Having all this knowledge in front of you is the best way to make a wise decision.
Our firm handles two types of bankruptcy: Chapter 7 and Chapter 13.
Chapter 7 is for people who are completely unable to pay off their debts, even if they had a repayment plan. It really is not up to you to make the decision. The court will make it for you – based on all of the information the attorney handling your case presents to the court.
Call us to help you file Chapter 7 individual bankruptcy:
If you file for individual bankruptcy under Chapter 7, you can eliminate your debt and wipe out your old bills. If you have credit card debt, personal loans, payday loans and other unsecured debt that is too much for you to continue to make payments on, then Chapter 7 may be the answer for you. When the process is complete, all of the debt will have been wiped out. To see if you qualify for Chapter 7 or to confirm if it works for you, speak with our attorney to get answers to all of your important questions.
In a Chapter 13 individual bankruptcy, a single person files a claim stating that he or she is unable to pay off their debts in a timely manner. The court will make a decision based upon information you have provided, such as your income, the amount of your monthly obligations to your creditors, and the reason you fell behind with your bills. If the court approves, a repayment plan will be put into place so that you can pay your creditors back without penalties and without any legal action being brought against you.
We'll help you with all the particulars and paperwork involved in individual bankruptcy under Chapter 13 laws:
Chapter 13 is for people who have an ongoing, steady income and are in a position to repay their debts if they are given enough time. Chapter 13 allows you to rework your debt with your creditors in an agreement enforced by the Bankruptcy Court. Your debt gets reworked so that at the end of the process the debts are considered fully paid. This chapter is often referred to as "debtors bankruptcy".
Those individuals choosing Chapter 13 often have a home. They may also have other significant property that they want to protect and hold onto. This chapter allows you to keep your assets while working through a repayment plan with your creditors.
For help with individual bankruptcy, call 561-689-6789.
We provide legal representation for individual bankruptcy in Delray Beach, Boynton Beach, Riviera Beach, Lake Worth, West Palm Beach, Jupiter, Port St. Lucie, and Vero Beach. The information on this web page is for discussion purposes only, and does not promise an outcome of any case handled by the Law Offices of Drake Ozment.
If you are facing foreclosure, lawsuits, liens, repossession or wage garnishment, a qualified debt relief lawyer can help find the best option to help eliminate debt immediately. An experienced debt relief lawyer can provide you with the quality legal advice and representation you need to navigate through actions such as debt negotiation, debt consolidation, credit card debt relief, bankruptcy filing and/or foreclosure proceedings.
Call us to get the answers you need to choose the right solution for your financial future. We employ all legal means available to stop harassing phone calls and letters. Contact to speak to a debt relief lawyer today, we are here to help. With over 20 years experience, payment plans and flat fees, the Law Offices of Drake Ozment provides flexible and affordable legal advice.
Your debts may just vanish. Call the debt relief lawyers today!
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