File Chapter 7 Bankruptcy

Do you want to file Chapter 7 bankruptcy? Stop bill collector hassles.  Call us immediately. Our law offices can handle your filing effectively and at low cost. Creditors do not wait, and neither should you. Filing is a legal right, and it is best handled by a skilled and experienced attorney.

Call now to file Chapter 7 bankruptcy

at 561-689-6789

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When you file Chapter 7 bankruptcy you eliminate debt and harassment from your lenders and creditors. In many cases you can keep your home, car and much of your personal property. The Law Offices of Drake Ozment can show you how.

File Chapter 7 bankruptcy if you:

• Have been denied protection under Chapter 13
• Are drowning in credit card debt
• Have no hope of replaying your debts due to such issues as chronic unemployment
• Face enormous medical bills due to a health crisis  

If you choose to file for protection in this way, you will wipe out all unsecured debt such as credit card balances, medical bills and in some cases, small business debt and taxes. However, the law is complex and specific. Talk to our attorney about your circumstances. Call now.

Filing Chapter 7 will force the sale of some of your assets, a process known as “liquidation,” and the proceeds are used to pay off your creditors. When you hire an experienced bankruptcy attorney, these vulnerable assets may be kept to a minimum. Circumstances vary by case and the law gets very detailed.

When you file Chapter 7 bankruptcy, the law allows you to keep your home as well as:

• Bank accounts tied to your wages
• Secured debt such as jewelry and appliances
• Up to $1,000 of equity in a vehicle
• Up to $1,000 worth of personal property
• Exempt assets, which are those protected by law
• Retirement funds such as IRA’s and 401(k)’s

If you file Chapter 7 bankruptcy, you may also choose to give up certain possessions voluntarily. Our law office has a wealth of experience in these types of cases, and we can negotiate these items with the courts.

Most people who file bankruptcy are also allowed to keep one or two credit cards. The courts recognize that charge cards are the only way to handle certain emergencies and such transactions as making car rentals and plane reservations. Therefore, you can choose to “reaffirm” a credit card’s debt. That means you alone will pay off the balance.

Choosing to file for Chapter 7 bankruptcy is a personal and difficult matter for most people. It really is important to select an attorney who has years of experience handling these cases, and is well known in bankruptcy court. Our law firm has helped thousands of people in the Palm Beaches and the Treasure Coast for two decades.

We maintain a compassionate and solution-oriented atmosphere for our clients, and stay in constant contact. We recognize that in these difficult economic times, filing may be the best option for many people. To us, you are an ordinary person facing extraordinary challenges, and we never judge you or your situation.

Call for to file Chapter 7 bankruptcy

at 561-689-6789

Get a free consultations

Our firm can help you file Chapter 7 bankruptcy in Delray Beach, Boynton Beach, Riviera Beach, Lake Worth, West Palm Beach, Jupiter, Port St. Lucie and Vero Beach. The information on this web site is for general information purposes only. No law firm can guarantee the outcome of your case.  However, we can provide you with a free evaluation of the details of your case, and help you tailor a strategy to pursue the best possible outcome.